Privacy Policy

Germanist, s.r.o. · VAT ID: CZ11973030
Nove sady 988/2, Stare Brno, 602 00 Brno, Czech Republic
marcel@uxcode.cz

This Privacy Policy describes how Germanist, s.r.o. (“we,” “our,” or “us”) collects, uses, and protects your personal information when you visit realvetcost.com (the “Site”).

Information you provide:

• Email address (when you download our workbook or subscribe to updates)
• Any information you provide when contacting us

Automatically collected information:

• IP address and general location data
• Browser type and device information
• Pages visited and time spent on the Site
• Referral sources

We use Google Analytics to collect usage data. Google Analytics uses cookies and similar technologies to track visitor behavior. For more information, visit the Google Privacy Policy.

We use your information to:

• Deliver the Dog Insurance Due Diligence Workbook you requested
• Send educational content, insurance industry updates, and seasonal alerts
• Improve our Site and user experience
• Comply with legal obligations
• Respond to your inquiries

We do not sell your personal information to third parties.

Email delivery: We use Lemon Squeezy to manage email communications. Your email address is shared with Lemon Squeezy to deliver requested content and updates.

Analytics: We use Google Analytics to understand how visitors use our Site. Google may collect and process data as described in their privacy policy.

Microsoft Clarity: We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products and services. For more information, visit the Microsoft Privacy Statement.

Consent (EU/UK visitors): If you visit from the EU, the UK or the EEA, Google Analytics runs in consent mode with storage denied by default, which means no cookies or identifiers are stored, and Microsoft Clarity does not load at all unless you allow it in the banner shown on your first visit. Allowing enables analytics cookies and Clarity only, never advertising. Your answer is remembered in your browser's local storage, not in a cookie. You can change or withdraw it at any time via Cookie settings in the footer, from any country.

Affiliate partners: When you click on insurance provider links, you may be directed to third-party websites. Those sites have their own privacy policies, which we encourage you to review.

We retain your email address and associated data until you unsubscribe or request deletion. If you remain inactive for 3 years without engagement, we may remove your data from our active systems.

Under GDPR (European Union) and CCPA (California), you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Opt out of marketing communications at any time
• Object to processing of your data

To exercise these rights, contact us at: marcel@uxcode.cz

California residents: You have the right to request information about the categories and specific pieces of personal information we have collected, as well as the right to request deletion. We do not sell personal information.

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

As we are based in the European Union (Czech Republic) and operate a website targeting U.S. users, your information may be transferred to and processed in the Czech Republic. We ensure appropriate safeguards are in place for such transfers.

Our Site is not intended for children under 16 years of age. We do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. The “Last Updated” date at the top indicates when changes were made. Continued use of the Site after changes constitutes acceptance of the updated policy.

For questions about this Privacy Policy or to exercise your data rights:

marcel@uxcode.cz
Germanist, s.r.o.
Nove sady 988/2, Stare Brno, 602 00 Brno, Czech Republic